Personal finance,
rooted in calm.
Oakfolio weaves your net worth, budgets, portfolio and dividends into one quiet place — so your money grows like an old oak.
Works with UK brokers & banks
Nothing you don't.
A gentle system for the long game. Track your wealth, plan your months, and watch it compound — without the noise of most fintech apps.
Net worth tracking
Every account woven into one clear picture.
Budget planner
Envelope-style budgeting with UK tax bands baked in.
Portfolio tracker
Stocks, ETFs and funds with allocation and returns.
Dividend calendar
Ex-div, pay dates and forward yield at a glance.
UK calculators
Compound growth, mortgage, pension and ISA planners.
Private by design
Your data is yours. Encrypted, portable, exportable.
One Oakfolio. All features included.
Every feature is available to every member — no tiers, no paywalls.
Everything you need to grow your money, calmly.
- Net worth tracking
- Budget envelopes
- UK calculators
- Portfolio & dividends
A future membership with premium tools for serious investors.
- AI Wealth Coach
- Portfolio Optimiser
- Advanced Analytics
- UK Tax Centre
- Automatic Broker Sync